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| Welcome - Brandon Ellington |
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 First Capital Mortgage Corp. is a first class mortgage company.
My name is Brandon Ellington, I am the Mortgage Broker of the Chicago, Illinois office of First Capital Mortgage Corp. Please feel free to contact me at 773-238-1111 for all your mortgage services and needs, or for any of our loan officers. I am proud to be part of this great organization.
First Capital Mortgage Corp. is the online mortgage website that offers real financial solutions at low, down-to-earth rates. We understand that there are people with good credit as well as those with less than perfect credit ("BCD"). Whether you want a mortgage loan for home equity, refinance, purchase, investment, or debt consolidation, we have mortgage loans for you at the best rates available. We are uniquely qualified to handle online mortgages using cutting edge technology and mortgage software. Applying for a mortgage is no longer constrained by time and place. We utilize electronic commerce on the Internet in a fast, efficient, and convenient way. As a result, we are able to lower our overhead prices (this translates into lower rates for you). Our site is secure to make lending online a safe and convenient mortgage application process.
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| First Capital Mortgage Corp. Commitment |
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First Capital Mortgage Corporation is committed to helping you turn home ownership dreams into reality. To that end, we have developed innovative products and services that help homebuyers obtain mortgage for as low as 3% down, and existing homeowners can obtain up to 125% of the value of their property. As partners with mortgage lenders across America, we have helped families achieve their dreams of home ownership and financial freedom.
Whether your credit history is good or bad; whether you are self-employed, retired, a company or business owner, trader, broker, consultant, or an employee First Capital Mortgage Corporation has a wide variety of loan programs to meet your individual situation and financial needs.
First Capital Mortgage Corporation prides itself on intense personal service. Our clients are accustomed to having our employees work with them on a one-to-one basis and receive ongoing help with their lending needs.
More importantly, First Capital Mortgage is quickly becoming one of the industry's leading financial service organizations. In turn, this has made us better equipped and suited to provide you with cutting edge products and services. Consistency, competitive pricing, and the "can do" approach to mortgage lending you only get from First Capital Mortgage.
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| Our Mortgage Programs |
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First Capital Mortgage Corporation is qualified in handling various types of mortgage loans. These include but are not limited to zero point loans, fixed rate loans, adjustable rate loans, jumbo loans, A credit (conventional) BCD credit (less than perfect) and FHA mortgage loans. No matter what type of investment, we have a program for you. We have mortgage loans for real estate, apartment buildings, commercial property, or vacant land. Our flexible mortgage loan programs include allowance for gifts, cash out refi, as well as no fees, no asset, no income, and no documentation. To get a better idea of what we offer, check out our rate sheet. Feel free to use our payment calculator to assist you in your loan decision.
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| Items To Speed Up The Mortgage Process |
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Be prepared to provide the following typical items:
1. The final purchase contract for the house (not applicable if refinance).
2. Pay stubs for each applicant showing earnings for the last 30 days and year-to-date earnings. (These must be computer-generated or typed originals that identify the employer and the employee's name.)
3. Last year's W2 (employee) and 1099(self-employed) for each applicant. If you're self-employed, You may be need your personal and business tax returns for the previous two years and your company's year-to-date Profit and Loss statement.
4. Account numbers for all bank accounts, along with account statements for the past two months.
5. Evidence of your mortgage or rental payments, such as canceled checks.
6. Proof of insurance (coverage page only)
7. An irrevocable gift letter if you are receiving a monetary gift from a relative.
8. An e-mail address to receive your loan documents by e-mail.
9. An appraisal on the subject property (must be pre-paid).
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